Do you know about the time money paradox? It’s that feeling of being trapped trading your time for dollars and never being able to make ends meet, no matter how hard you work or how many hours you put it. It can feel like you never have the TIME to do anything else but work, yet you are still stuck in an never ending cycle of debt and refinancing.

Gratitude Tip: The current model of creating income is broken. Instead of creating wealth, the average Canadian is creating more and more debt every year.  Only 4% of Canadians are saving any money and more than half would have trouble paying bills if their paycheck was even one week late (1). How can we get out this situation? Where does gratitude fit in? 

Do you find yourself thinking or saying these things on a daily basis?

  • I’m so busy
  • My plate is already full
  • There aren’t enough hours in the day
  • I don’t have enough time
  • I feel overwhelmed

What about these?

  • I don’t have the money
  • It’s too expensive
  • I can’t afford it
  • I’m so broke
  • I feel like we can never catch up

If you find yourself using this kind of language on a regular basis, you are caught in the Time Money Paradox. And it’s likely that you don’t see a way out anytime soon, would you agree? This is the paradox that most adults today are living with.  Every year, the debt load only seems to get larger: According to Statistics Canada, the average household had nearly $1.64 in debt for every dollar of disposable income (2).

And time just keeps flying by even faster and faster because we’re so darn busy all of the time.  Do you know anyone who isn’t busy? I’d like to meet the person who hasn’t filled all of the hours of their day already. The big question is, are we happy with this paradox or not? If not, is it time to do something about it? What if there was a way that you could create more time for yourself and your family to do the things that you love and that bring you joy? What if there was a way to create wealth instead of debt?

Here’s a breakdown of how we can earn income:

Most people earn linear income, which is why they will always be trapped in the time and money paradox:

I earned linear income in corporate while working for several blue-chip companies, while working overseas as a teacher and as a self-employed private French tutor. At the same time, in my spare time (which did not exist until I decided to create it), I started to build a residual income.

As you can see by the image, it takes up to 3-4 years of part-time effort to really earn a great income with a residual business. That’s the power of residual income, a handful of years and you’ve completely changed your life and have escaped the time and money paradox. It sounds too good to be true right? I promise you, it’s absolutely possible for the average person to succeed in creating residual income, by working 5 – 10 hours per week, consistently over a few years.

Where does gratitude fit into all of this? First, gratitude to the pioneers of this industry of direct sales that figured out a way to overcome the time money paradox over 80 years ago. Second, gratitude that in today’s world, it is easier than ever before to create a residual income that will give us the freedom that we all so desperately desire. And finally, gratitude for a business model that allows you to build wealth, part-time, without having to leave your current job or business, so you’re not putting your family at risk.


It may seem scary and uncomfortable to start a business, and that’s normal. It’s out of our comfort zone for most people, and as I have shared before, all growth occurs outside of our comfort zone. The decision is yours, continue to be trapped in the time money paradox, or decide to take a closer look at how you can create residual income and in a few short years, be FREE of this paradox. If you’d like to have a conversation about your specific situation and whether or not this would be right for you, I’d love to connect via phone or Skype, you can reply to this email or simply contact me directly: info (at) I am forever grateful that I was introduced to this way of creating income a decade ago, and I’d love to offer you the same gift.



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